A recent report revealed college seniors are graduating deep in debt -- with nearly $27,000 in student loans
The high cost for education has some students looking for other options. Jennifer Morris said her family is already paying off a student loan.
"I wanted to stay clear of student loans mainly because we're still paying off my husband's student loans from many years ago," said Morris.
A report from the Institute for College Access and Success reports that on average, 63 percent of college students are graduating in debt.
Wallace College Dean of Instructional Affairs Tony Holland said that's why students are opting for community college instead of a four university.
"With a two year program student's leave with little to no debt, especially if they are Pell Grant oriented and you combine that we that fact that the student enter the workforce immediately means the students get a quicker return on their investment verses a four year degree," explained Holland.
For students who have to borrow to attend school financial experts suggest only borrowing what you can under federal student loan programs, avoid private loans at all costs, and look into income-based repayment program.